[ Outline ] · Standard · Linear+ Experian FAKE middle score 717 - FICO provides NO score!, Mortgage DENIED!!!

[Just]

I wish I would have found this site 3 months ago. I purchased the 3 agency report for 39.95 from experian 2 months in a row as I was getting things in order to get a home equity loan. I was under the impression that the Pro Score and the Fico scores were the same thing. Well, my Middle Pro Score was 717. I thought getting a good rate on a loan would be a breeze. Little did I know that since I paid off all my debt back in 1998, and have no open accounts, I don't even have a FICO score. I tried to argue with my broker and finally I went to another lender and he told me the same thing. I am so pissed with that Pro Score crap and I don't know what to do. I have a home that is free and clear with 375K of equity and I can't get financed with a prime rate. According to the Pro Score I have from Experian I have Good-Excellent credit. But without a FICO score my name is Mud with lenders. Is there anyone else out there that this has happend to? Becuse if there is I would be interested in a class action suit. Or was I just an idiot to think that a large company like Experian would give me a worthy score that lenders would respect. Hmmm.
Just

[Christine]

Also, you just need to open some accounts or even better, become an authorized user on someone elses credit or charge cards, once the accounts are reported on your credit you'll have a mortgage in no time.