Outline · [ Standard ] · Linear+ 8/24/05: My notice of publications and request for comments, to Tom Kelly, Chase and the Morrison & Foerster Chase attorneys in this case

[Christine]

James f. McCabe
Michael I. Katz
Mary E. Ahrens
Morrison & Foerster LLP
425 Market Street
San Francisco, California 94105-2482
Telephone: 415.268.7000
Facsimile: 415.268.7522

Via fax to 415.268.7522

Tom Kelly
Retail Financial Services and the U.S. Region
thomas.a.kelly@chase.com
312-732-7007

Via e-mail to thomas.a.kelly@chase.com

Re: Pett v. Chase ED CV04 – 00227, Notice of Publication and Request for Comments

August 24, 2005

Dear Mr. Kelly and Attorneys:

I am preparing a documentary about the illegal interest rate increases by major banks such as JP Morgan Chase and I have a special forum about the illegal Chase rate increases at http://fight-back.us/forum/index.php?showforum=54

Ted Pett Jr. provided me with information and his exhibits about his case.

After careful review of Exhibits A - L, I am outraged.

Despite timely notice to Chase, it decided to comply only with his request to close the account, but it raised his interest rate anyway.

It’s even more bizarre that Chase responded to the renewed request for compliance and regarding the duplicate credit reporting with the absurd 9/30/03 letter by V. Arnall, Exhibit L. Is Chase employing the mentally disabled in customer service? It seems impossible, and that’s why I’m giving you the opportunity to review the exhibits for authenticity at http://fight-back.us/forum/index.php?showforum=78

As I am preparing the press release about the Chase deplorable practice of unlawful and unethical rate increases, I have a few questions for you:

1) What prompted Chase to increase the interest rate?

According to Mr. Pett, he had “perfect” credit without any derogatories.

2) Why did Chase increase the rate despite the timely “opt out” notice?

Did Chase investigate how this happened and take measures to prevent future illegal rate increases?

3) Why was the account reported twice to Experian?

Did Chase investigate how this happened and take measures to prevent future duplicate reporting?

4) Which “applicable laws and regulations” [Exhibit L] require Chase to defraud its customers and to report accounts twice to credit bureaus?

I’m anxiously awaiting your answers for inclusion in my upcoming press release.

Please respond via fax or e-mail by 8/26/05.

Of course I understand that you may have nothing to say if the allegations are true and I will interpret your failure to respond as the Chase admission that the allegations are factual. My press releases are often accessed 70,000 to 120,000 times, excluding the views at many web sites with reposts such as http://www.wikiweb.com/article-168.shtml. I still receive consumer complaints about Chase from readers of this 3/25/04 release.

Very truly yours,


Christine Baker

c: posted at http://fight-back.us/forum/, http://creditsuit.org/ and at other web sites with permission to repost in its entirety for non commercial purposes and with a link back to the original posting.

[Christine]

As usually, the guilty have nothing to say.